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Health Insurance
PostPosted: Fri Apr 04, 2008 3:38 am Reply with quote
LBZ

 
Joined: 05 Jan 2007
Posts: 158

Location: Loami, Illinois


What are you guys doing for Health Insurance coverage? I am sure there are those who have benefits from various sources such as retirement or marriage via a spouses company, but for those who are independant and have to seek out companies on their own. Are there any guidelines or particular paths to take in getting reputable and realistically affordable coverage?
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PostPosted: Fri Apr 04, 2008 3:47 am Reply with quote
Tom Cobb
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Joined: 29 May 2006
Posts: 563

Location: Hurst, TX


There are some companies that deal with small business owners and the pool them together to get a lower rate.

I am retired military and over 65 so I am on medicare.

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PostPosted: Fri Apr 04, 2008 4:08 am Reply with quote
LBZ

 
Joined: 05 Jan 2007
Posts: 158

Location: Loami, Illinois


I haven't checked around yet. I took a risky move last year and did not get coverage after I left my original day job. Will be interesting getting qualified again. Soooo not looking forward to this.....
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PostPosted: Thu Apr 10, 2008 3:18 am Reply with quote
LBZ

 
Joined: 05 Jan 2007
Posts: 158

Location: Loami, Illinois


http://www.physiciansmutual.com/ <~ Anybody have experience with these guys? I am looking at Blue Cross Blue Shield as well. Current day job provider is Health Alliance, which they were prompt in sending a welcome package stating that any medical issues one has had in the previous year will not be covered for the first year of their coverage.  Rolling Eyes

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PostPosted: Sun Jun 22, 2008 5:00 am Reply with quote
orehotshot

 
Joined: 28 May 2008
Posts: 3

Location: Oregon


That's pretty standard in the industry Brad...there's usually at least a 6 month waiting period for any 'prior issues'. I went to COBRA when I quit Gordon Trucking...pretty expensive but a whole lot cheaper than paying my wife's medical bills!



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Health Insurance
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